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Emergency Evacuation and Repatriation Insurance
All SFS students are automatically enrolled in the SFS Emergency Evacuation and Repatriation insurance plan through American International Group, Inc. (AIG).
This insurance is effective for the duration of the program and does not cover personal travel before or after the program.
Benefits of the SFS Emergency Evacuation and Repatriation insurance plan include:
- $350,000 for emergency medical evacuation
- $100,000 for emergency security evacuation
- $20,000 for repatriation of remains
The coverage provided by the SFS Emergency Evacuation and Repatriation insurance plan is NOT the same as health, medical, or dental insurance. The plan covers the costs associated with emergency evacuation in cases where the evacuation is deemed medically necessary. This insurance plan does not cover urgent or emergency medical care, basic medical care, laboratory tests, or pharmacy needs. Therefore, students on SFS programs are required to supply their own health insurance, valid in the country or countries in which the program operates, for the full duration of their SFS program. Please be aware that in most countries where we operate, insurance plans are not accepted at local medical facilities and students are therefore required to pay upfront and submit for reimbursement from their insurance provider.
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Health Insurance
Students on SFS programs are required to supply their own health insurance, valid in the country or countries in which the program operates, for the full duration of their SFS program. Students are not allowed to join an SFS program without identifying such coverage.
Students looking to obtain health insurance should keep in mind the following:
- Most domestic health insurance plans do not cover out-of-country medical expenses. Students should check with their policy provider on what services are available out-of-country.
- Students should check to see if their home school provides or offers international health insurance.
- Most insurance companies provide international coverage on a reimbursable basis, as most foreign public or private medical care facilities do not accept insurance for payment. Therefore, students are required to carry cash and a high-limit credit card to pay for medical expenses up front, and then submit for reimbursement from their insurance provider. Please check the Field Preparation Guide for information specific to your program, and contact the SFS Safety and Student Life Department with any questions.
In the event that a student requires medical attention during a program, a staff member will accompany them on the visit(s) to a medical care facility. Students are liable for all incidental expenses, including medical costs, transportation, accommodations, etc., incurred by all parties involved during these visits. Students must pay in full for these expenses prior to departure from the program.[row]
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Personal Property Insurance
SFS does not provide insurance for personal property of students (e.g. personal laptop computer). Students may wish to purchase personal property insurance on their own.
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Travel Insurance
SFS does not provide travel insurance or reimbursement for trip cancellation. Students can look at options for travel insurance on their own through Advantage Travel or their personal travel agent.
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Emergency Evacuation and Repatriation Insurance
All SFS students are automatically enrolled in the SFS Emergency Evacuation and Repatriation insurance plan through American International Group, Inc. (AIG).
This insurance is effective for the duration of the program and does not cover personal travel before or after the program.
Benefits of the SFS Emergency Evacuation and Repatriation insurance plan include:
- $350,000 for emergency medical evacuation
- $100,000 for emergency security evacuation
- $20,000 for repatriation of remains
The coverage provided by the SFS Emergency Evacuation and Repatriation insurance plan is NOT the same as health, medical, or dental insurance. The plan covers the costs associated with emergency evacuation in cases where the evacuation is deemed medically necessary. This insurance plan does not cover urgent or emergency medical care, basic medical care, laboratory tests, or pharmacy needs. Therefore, students on SFS programs are required to supply their own health insurance, valid in the country or countries in which the program operates, for the full duration of their SFS program. Please be aware that in most countries where we operate, insurance plans are not accepted at local medical facilities and students are therefore required to pay upfront and submit for reimbursement from their insurance provider.
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Health Insurance
Students on SFS programs are required to supply their own health insurance, valid in the country or countries in which the program operates, for the full duration of their SFS program. Students are not allowed to join an SFS program without identifying such coverage.
Students looking to obtain health insurance should keep in mind the following:
- Most domestic health insurance plans do not cover out-of-country medical expenses. Students should check with their policy provider on what services are available out-of-country.
- Students should check to see if their home school provides or offers international health insurance.
- Most insurance companies provide international coverage on a reimbursable basis, as most foreign public or private medical care facilities do not accept insurance for payment. Therefore, students are required to carry cash and a high-limit credit card to pay for medical expenses up front, and then submit for reimbursement from their insurance provider. Please check the Field Preparation Guide for information specific to your program, and contact the SFS Safety and Student Life Department with any questions.
In the event that a student requires medical attention during a program, a staff member will accompany them on the visit(s) to a medical care facility. Students are liable for all incidental expenses, including medical costs, transportation, accommodations, etc., incurred by all parties involved during these visits. Students must pay in full for these expenses prior to departure from the program.[row]
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Personal Property Insurance
SFS does not provide insurance for personal property of students (e.g. personal laptop computer). Students may wish to purchase personal property insurance on their own.
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Travel Insurance
SFS does not provide travel insurance or reimbursement for trip cancellation. Students can look at options for travel insurance on their own through Advantage Travel or their personal travel agent.
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Health Insurance
Students on SFS programs are required to supply their own health insurance, valid in the country or countries in which the program operates, for the full duration of their SFS program. Students are not allowed to join an SFS program without identifying such coverage.
Students looking to obtain health insurance should keep in mind the following:
- Most domestic health insurance plans do not cover out-of-country medical expenses. Students should check with their policy provider on what services are available out-of-country.
- Students should check to see if their home school provides or offers international health insurance.
- Most insurance companies provide international coverage on a reimbursable basis, as most foreign public or private medical care facilities do not accept insurance for payment. Therefore, students are required to carry cash and a high-limit credit card to pay for medical expenses up front, and then submit for reimbursement from their insurance provider. Please check the Field Preparation Guide for information specific to your program, and contact the SFS Safety and Student Life Department with any questions.
In the event that a student requires medical attention during a program, a staff member will accompany them on the visit(s) to a medical care facility. Students are liable for all incidental expenses, including medical costs, transportation, accommodations, etc., incurred by all parties involved during these visits. Students must pay in full for these expenses prior to departure from the program.
Personal Property Insurance
SFS does not provide insurance for personal property of students (e.g. personal laptop computer). Students may wish to purchase personal property insurance on their own.
Travel Insurance
SFS does not provide travel insurance or reimbursement for trip cancellation. Students can look at options for travel insurance on their own through Advantage Travel or their personal travel agent.